The APR in the 0 APR credit card stands for Annual Percentage rate. If you have a 0 APR credit card it means that you can buy anything today and repay the bill later that too with no interest. You pay the actual amount you spent on the particular thing you bought using the 0 APR credit card.

0 APR credit card

One needs to be careful while applying for such a card because in most of the cases the 0% interest rate applies only for a small period of time. After the completion of the period you are charged interest which can be higher than the normal market rates. Hence if you are not careful enough while using the 0 APR credit card then there are chances that you will lose quite a lot of money on a later date.
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